Most people spend their entire lives learning how to create wealth.

Few learn how to protect it.

Even fewer learn how to transfer it.

Three skills. One lifetime. And almost nowhere that teaches all three.

The education most of us receive teaches one thing: how to earn an income.

It rarely teaches how to turn income into assets. How to protect those assets from inflation, taxation and poor decisions. Or how to pass wealth — and the wisdom to handle it — to the people who come after us.

So the pattern repeats. Families work hard, build something, and watch it thin out across a generation or two. Not for lack of effort. For lack of an education that covers the whole of wealth, not just the beginning of it.

The Art of Wealth Institute exists to teach all three: creation, protection and transfer.

It is built on three enduring principles:

Wealth must be created. Wealth must be protected. Wealth must be transferred.

And it carries a single, larger mission — to help create, recognise and support one million millionaires worldwide.

The Art of Wealth Institute was founded by Paul and Aniko Smith — built on the back of a lifetime spent applying these principles in the real world.

Paul left home at seventeen with £170 to his name. He trained as an engineer, earned an engineering degree and a master's, and spent the first part of his working life in industry — an apprenticeship at Ford, then years inside companies such as Cadbury Schweppes — quietly investing in property on the side the whole time.

He bought his first property in 1982, as a teenager. He lived in it, improved it, sold it — and did it again. And again. By twenty-eight he was a millionaire, entirely on his own, before the courses and the books existed. More than four decades on, he is a business owner, property investor and educator, the author of four books, and lives in Monaco.

*Individual outcomes vary significantly and past experiences do not guarantee future results.

" It is never too late to be who you might have been. "

" Unsuccessful people make decisions based on their current situation. Successful people make decisions based on where they want to be. "

He didn't set out to build another organisation focused on making money. He set out to build an institution dedicated to helping people build enduring prosperity — and to be its first steward, not its subject.

At the centre of your membership is the Institute's flagship publication: The Art of Wealth Monthly.

Think of it as the National Geographic of money — a premium monthly you would gladly own for its own sake. Considered. Beautifully made. Built to be kept, not skimmed and deleted.

Each edition goes deep on the things that genuinely influence longterm financial understanding across a lifetime and across generations

— one form of wealth at a time.

Every Month, Members Receive

• Founder Letter
• Wealth Dashboard
• Wealth Creation
• Wealth Protection
• Wealth Transfer
• Opportunity Watch
• Steward Spotlight
• Institute News
• Ask Paul
• State of Wealth Updates

*Opportunity Watch is general market commentary and observation, provided for educational purposes only. It is not

financial advice, an investment recommendation, or an inducement to buy, sell or hold any investment.

As a Founding Associate

• Numbered membership
• Founding Registry inclusion
• Rate lock whilst active
• Permanent Founding Associate designation

•  The Art of Wealth Digital Monthly
•  Annual Wealth Scorecard
• Institute Community
• Institute Digital Library
• State of Wealth Address
• Quarterly Strategic Reports

*All financial decisions involve risk. This content is for educational

purposes only and does not constitute financial advice or a

recommendation.

Included

There will only ever be 10,000 Founding Associates.

Your membership is numbered. Your number is yours — it does not

change, and it cannot be bought back later. The earliest members are

recognised, permanently, as the people who were here at the

beginning.

Founding Associates join at $295 / ~£220 a year (approximately) and hold that rate for

as long as they remain members. Once the 10,000 places are filled,

membership opens at the standard rate of $495 / ~£370 (approximately) p/y.

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" The first members do not join because the Institute is established.

They join because they believe in what it may become. "

This is not just a subscription. It is a place in a movement.

One million millionaires — created, recognised and supported, worldwide. Built on opportunity over dependency, education over entitlement, stewardship over consumption.

Every member is asked to live one simple principle: Lift One — tohelp at least one other person progress in wealth, opportunity, capability or freedom.

You are not buying a magazine. You are joining the founding of an institution.

The Art of Wealth Monthly 

12-Month Founding Associate Membership $295 / ~£220 a year (approximately - less than 81 cents a day to develop your financial understanding)

Permanent Founding Associate designation · numbered membership · rate held whilst you remain a member.

The Art of Wealth Monthly launches on 3 August 2026.

The moment your payment is confirmed, you become a Founding Associate. Your number is reserved and your place in the Founding Registry is secured.

You'll receive a welcome email within a minute or two, with your access details and your copy of the terms to keep. You can print, bind, and collect these digital issues. 

The Art of Wealth Monthly launches on 3 August 2026. Your founding place is held from today.

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There will only ever be 10,000

Become a Founding Associate

*All financial decisions involve risk. This content is for educational

purposes only and does not constitute financial advice or a

recommendation.

All financial decisions involve risk. This content is for educational purposes only and does not constitute financial advice or arecommendation.